Guest bio
- Founder of Paytm, India's leading payments app, used by over 300 million Indians and 20 million merchants and businesses.
- Beyond Paytm, he dreams of forming a Sanskrit rock band one day.
- Describes fintechs as the best friend of banks, and wants to bring half a billion Indians into the financial system.
Vijay Shekhar Sharma is the founder of Paytm, India's leading payments app, which powers more than 20 million merchants and businesses and is used by more than 300 million Indians. He describes fintechs as the best friend of banks, and his work centres on bringing half a billion Indians into the financial system while balancing the needs of innovators and regulators. He has clear views on the next big thing for fintech in India, on how founders should identify a business opportunity and on what investors should look for in start-ups. He dreams of forming a Sanskrit rock band one day.
Show notes
In this GITEX-special episode recorded on the sidelines of the Expand North Star expo, Suvo Sarkar talks to Vijay Shekhar Sharma, the founder of PayTM, the leading payments app in India that powers over 20 million merchants and businesses and is used by more than 300 million Indians.
Will super-apps like PayTM take over the world? Why are fintechs the “best friend” for banks? What’s the next big thing for the fintech industry in India? How should founders identify a business opportunity? And what should investors look for in start-ups?
In a free-wheeling conversation with Suvo, Vijay talks about financial inclusion of half a billion Indians, the balancing act between innovators and regulators and his dream of forming a Sanskrit rock band one day.


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